Welcome to Zipply Lend. These Terms & Conditions (“Terms”) govern your access to and use of our website and services. By using Zipply Lend, you agree to comply with these Terms in full. If you do not agree, please discontinue use immediately.
1. Acceptance of Terms
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By accessing, browsing, or interacting with any part of Zipply Lend, you acknowledge that you have read, understood, and accept these Terms.
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These Terms apply to all visitors, users, and others who access or use the service, whether or not you create an account.
2. Nature of Service
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Affiliate Platform Only: Zipply Lend is strictly an affiliate referral service. We do not originate loans, collect personal information, or provide lending services directly.
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No User Accounts or Data Collection: You may browse and click referral links without registering or providing personal data. Any information you submit to third-party partners is subject solely to their privacy practices.
3. Use of the Site
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Permitted Use: You may use the site for lawful, personal, non-commercial purposes.
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Prohibited Conduct: You agree not to:
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Engage in any unlawful activity or violate any applicable laws or regulations.
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Attempt to gain unauthorized access to any portion of the site or its systems.
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Interfere with or disrupt the site, servers, or networks.
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Harvest data about other users or replicate site content for unauthorized use.
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4. Affiliate Links & Referral Fees
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Referral Tracking: Some links on our site contain anonymized tracking codes to credit Zipply Lend for referrals. These codes carry no personal data.
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No Impact on Cost: Referral commissions do not increase your cost for any product or service.
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Partner Responsibility: Once redirected, any transaction, data collection, or communication is governed by the partner’s own terms and privacy policy.
5. Intellectual Property
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Ownership: All site content—including text, graphics, logos, button icons, and software—is owned by or licensed to Zipply Lend and protected by intellectual property laws.
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Limited License: You receive a limited, non-exclusive, revocable license to access and make personal, non-commercial use of the site. Any other use requires prior written permission.
6. Disclaimers
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“As Is” Basis: The site and its content are provided “as is” without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, or non-infringement.
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No Professional Advice: Nothing on this site constitutes financial, legal, credit, or investment advice. You should seek guidance from qualified professionals before making financial decisions.
7. Limitation of Liability
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Indirect Damages: To the fullest extent permitted by law, Zipply Lend and its affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the site.
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Cap on Liability: Our total liability for direct damages will not exceed the aggregate referral fees we received from your interactions on the site in the six months preceding any claim.
8. Indemnification
You agree to defend, indemnify, and hold harmless Zipply Lend and its officers, directors, employees, and agents from and against any claims, liabilities, losses, damages, and expenses (including reasonable legal fees) arising from your breach of these Terms or your use of the site.
9. Termination
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We may suspend or terminate your access to the site at any time, with or without cause or notice.
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Upon termination, all rights granted to you under these Terms will immediately cease, and you must discontinue use of the site.
10. Changes to These Terms
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We reserve the right to modify or update these Terms at any time by posting revised Terms on this page.
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Your continued use of the site after changes are posted constitutes acceptance of the new Terms. Please review this page periodically.
11. Governing Law & Dispute Resolution
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These Terms and any disputes arising from them are governed by the laws of the jurisdiction in which Zipply Lend is headquartered, without regard to conflict-of-law provisions.
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Any legal action or proceeding shall be brought exclusively in the courts of that jurisdiction.
12. Severability & Waiver
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Severability: If any provision of these Terms is found invalid or unenforceable, the remaining provisions will remain in full force.
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Waiver: Failure to enforce any right under these Terms will not constitute a waiver of that right.