This California Privacy Notice (“Notice”) applies to residents of California (“you” or “California consumers”) and describes how Zipply Lend, as a purely affiliate referral platform, handles personal information subject to the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA). Please note that Zipply Lend does not collect, store, or process any personal information from visitors on our website. Any data handling described below relates solely to affiliate partners to whom you may be directed.
1. Scope of This California Privacy Notice
-
No Direct Collection: Zipply Lend does not collect or maintain personal information about California consumers. We do not operate forms, user accounts, or any mechanism that captures our domain’s names, addresses, financial data, or identifiers.
-
Affiliate Referrals Only: If you click an affiliate link, you will leave our site and enter a third-party partner’s domain. Any personal information you provide there is managed by that partner under its privacy practices.
2. Personal Information “Collected” and “Sold” by Zipply Lend
Under the CCPA/CPRA definitions:
-
Personal Information Collected: None. We do not engage in the collection of any categories of personal information from California residents.
-
Personal Information Sold or Shared: None. We have no personal data to sell or share. Any “sale” or “sharing” that occurs is between you and a third-party partner once you navigate to their site via our affiliate link.
3. Your California Privacy Rights
Although Zipply Lend does not collect or control personal data, California law grants certain rights to consumers concerning companies that do collect personal data. You must contact that affiliate directly if you wish to exercise rights regarding data you provided to a third-party affiliate. Your statutory rights include:
-
Right to Know: You may request disclosure of the categories of personal information a covered business has collected, used, disclosed, or sold.
-
Right to Delete: You may request the deletion of personal information collected by a covered business.
-
Right to Opt-Out of Sale or Sharing: You may opt out of the sale or sharing of your personal information by a covered business.
-
Right to Non-Discrimination: You have the right not to receive discriminatory treatment for exercising any privacy rights.
4. Information from Third-Party Partners
While we maintain a zero-data-collection model, affiliate partners may share certain anonymized or aggregated analytics data with us for performance measurement of our referral links. This data:
-
It is strictly anonymous and contains no personal identifiers.
-
It cannot be traced back to you or linked with any personal information.
-
It is used solely for internal reporting and to optimize referral performance.
5. How to Exercise Your California Privacy Rights
Because Zipply Lend does not collect or control personal data, we cannot honour data-related requests for personal information we never received. To exercise any rights under California law related to your data:
-
Identify the Affiliate Partner: Determine which third-party site you provided information to.
-
Contact the Partner Directly: Refer to that partner’s published privacy policy or website interface to submit your request.
If you believe an affiliate partner misrepresented information or did not respond appropriately, you may message us via our social media channels with the partner’s name and details of your request. While we cannot process the request ourselves, we will review your feedback and consider it in evaluating our affiliate relationships.
6. No Sale of Minors’ Information
Zipply Lend does not knowingly collect or sell personal information from individuals under the age of 16. If you are a parent or guardian and believe information about a minor was collected by a third-party partner via our links, please contact that partner directly.
7. Updates to This Notice
Given our zero-data-collection approach, changes to this Notice are unlikely. However, if our business model changes to involve direct processing of personal data, we will revise this Notice accordingly. We encourage you to revisit this page periodically to review any updates.
Questions About California Privacy or Affiliate Policies?
Although we do not collect personal information, we welcome your feedback about our affiliate practices. Please message us through our social media channels, and we will respond promptly to any inquiries regarding this California Privacy Notice. For more contact us.